Insurance

Office Procedures, Services and Policies

We accept the following insurances:

  • Blue Cross/Blue Shield
  • Carefirst
  • Multi-Plan
  • Adventist HealthCare
  • Priority Partners
  • Johns Hopkins Employee Health Plan
  • Informed
  • EHP
  • Kaiser
  • PHCS
  • One Health
  • Tricare
  • Medicare


Although we do not participate in United HealthCare, Cigna or Aetna, we may have cross coverage with Multi-Plan as long as you have out of network benefits.  This list of insurances may periodically change, and it is best if you call ahead of time to determine our participation and the types of ophthalmic services covered.  Insurance companies often do not cover routine ophthalmic services even if we participate with your insurance.

We do not participate in any “vision plans” such as VSP, Davis or Block Vision which may be a separate eye care benefit listed on your insurance card.  These vision plans will pay for routine care (complete eye examinations and refractions) only when rendered by a participating optometrist.  If your optometrist finds a medical problem with your child’s eyes, the doctor will then refer you to an ophthalmologist.

Please note that all co-pays and non-covered refraction fees are due on the date of service.  If your health plan requires a paper or electronic referral, your child cannot be examined until this paperwork is in our office.  We try to anticipate most insurance requirements prior to your visit, but ultimately it is the patient’s responsibility to know his or her benefits.